Some retirees underestimate the impact a big market loss may have on the future of their income. Luckily, insurance can be used to protect more than just your physical assets: it can also be used to help protect your future. Our firm specializes in helping individuals safeguard their retirement nest eggs while still participating in market growth by offering a variety of insurance products and financial planning strategies.
With the right plan, you can potentially earn money with your money – through the use of fixed annuities* and life insurance. Our firm can help you create a dependable and sustainable source of retirement income to be used now, in the future, or whenever you need it most.
As an independent insurance firm, we are able to shop dozens of insurance carriers to find the best rates and product solutions to fit your specific needs. We also offer complimentary reviews on your existing fixed annuity and life insurance contracts.
Health | Medicare Supplement | Disability | Dental | Vision | Hearing | Prescription Plan
Medicare Supplement Insurance
Medicare covers many services, but what happens when you’re not covered for care you need or want assistance with copayments, coinsurance and deductibles?
We specialize in helping you find the right Medigap policy to fit your needs. David Thompson, our manager and principal agent, has obtained the designation of Medicare Supplement Accredited Advisor (MSAA) from the National Association of Medicare Supplement Advisors. What this means to you is that you will be working with an expert specially trained to answer all your questions about Medicare, Health Insurance and other Senior issues.
Our in-depth knowledge of your many options will give you the comfort of knowing more of your health care expenses will be covered. We will be happy to review your current policy to determine if there is a more beneficial, more cost-effective option for you.
Medicare Advantage Plans
Prescription Drug Plans
Call our office today to take advantage of:
- No Deductible
- No Copays
- No Remaining Bills to Pay
- No Excess Charges
What Legacy Will You Leave?
Life insurance has many uses, but one size does not fit all. Almost all insurance companies have now updated their life expectancy tables to reflect the fact that we are now living longer. If a person has life insurance and the policy is more than 2 years old, they should absolutely have their policy reviewed by a knowledgeable insurance professional. Assuming that the applicant still has their health, there is a very good chance they may be able to dramatically increase the amount of coverage they have at no additional cost, or simply lower their cost of their current coverage.
You will likely have different life insurance needs at different stages of your life. And with people working longer, customized solutions are more critical than ever.
Here are just some of the reasons you should consider life insurance:
- Help replace your income and provide financial security for your dependents.
- Help pay final expenses.
- Create an inheritance for your heirs.
- Help pay federal, state, inheritance, and estate taxes.
- Make significant charitable contributions.
Life Insurance is an area of expertise for Thompson Insurance & Financial Services and we can custom-tailor a plan that meets all your goals and objectives. We look forward to assisting you in leaving a legacy that you can be proud of.
The Care You Need – When You Need It Most
According to the Federal Government, over 60% of senior citizens will experience the need for long-term healthcare at some point in their lives.
Unfortunately, the vast majority of seniors have no protection from this very legitimate threat. Some cannot qualify due to poor health, some assume the government will take care of them, some cannot afford the premiums and others are simply in denial of the potential disaster of a long-term care situation.
The need for coverage is real. However, there are some very valid reasons why seniors avoid obtaining conventional long-term care coverage.
For those without long-term care coverage, there is good news. Over the last few years, there have been some highly innovative solutions developed that can help individuals protect themselves at very affordable costs. At the very least, we strongly encourage you to explore your coverage options.
For more information on conventional long-term care coverage or to learn more about the “new way” seniors are protecting themselves against this tangible threat, contact Thompson Insurance & Financial Services today.
*Annuities are designed to be long-term investments. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuities are not guaranteed by FDIC or any other governmental agency. Guarantees are based on the claims paying ability of the issuing insurance company. Fixed Indexed Annuities are insurance products and not considered a security or investment. Some restrictions may apply. Call for specific details and availability.